allAfrica
[African Arguments] Hustlerfund, a mobile lending application in Kenya advances a 20-year-old woman named Khamba to stock up her fruit stall in Nakura. In another seven days, it has almost doubled. In a case where she is a day and a day late in paying, the platform starts sending messages to her entire contact list labelling her as a thief. Lagos, a young man, is a ride-hailing driver who borrows a N15,000 loan to fix his bike. He makes it back punctually over a period of months, but his credit limit does not change much.